PitaCash

PitaCash is an online lending app owned by Finance Technologies Inc. and directly managed and operated by the company. The platform is designed to help users in the Philippines access short-term loans more conveniently through a simple, fast, and transparent online application process.

PitaCash App aims to simplify access to loans through technology. Instead of preparing extensive paperwork or visiting a physical branch, customers can conveniently complete the application process online.

Legal Information and App Operator

• Company Name: Finance Technologies Inc.
• PSEC Registration No.: CS201902369
• Certificate of Authority No.: 1200

By making information about its managing and operating company publicly available, PitaCash gives customers a basis for reviewing the platform before deciding to use its services. Pita Cash also aims to provide clear information about loan terms, including the repayment period, interest rates, fees, and repayment obligations, so customers can make an informed decision before entering into a loan agreement.

Key Features of the PitaCash App

1. Apply for a loan 100% online, conveniently from your mobile phone.
2. Loan amounts of up to PHP 25,000, subject to the applicant’s profile and approval results.
3. No collateral required, making loans more accessible to eligible borrowers.
4. Simple application requirements, generally requiring only a valid ID and the necessary personal information.
5. Fast application review, with processing times ranging from approximately 10 minutes to 3 hours.
6. Multiple disbursement options, including bank transfer, GCash, and Maya.

Eligibility and How to Apply for a Loan Safely

Filipino citizens aged 21 to 70 who are currently residing in the Philippines and have a stable source of income may apply for a Pita Cash Loan. The application process consists of four basic steps:

Step 1: Download the PitaCash app and register using your mobile phone number.

Step 2: Complete the application form and provide a valid government-issued ID.

Step 3: Choose your preferred loan disbursement method, such as an e-wallet or bank account.

Step 4: Complete identity verification by taking a selfie, then submit your application for review.

PitaCash generally reviews applications within approximately 10 minutes to 3 hours during its operating hours of 9:00 AM to 9:00 PM. Applications submitted outside these hours may be processed on the following day.

Flexible Loan Amounts, Terms, and Disbursement Options

PitaCash offers loans ranging from PHP 1,000 to PHP 25,000, with repayment terms of 120 to 180 days, subject to approval. Once approved, borrowers can receive their funds through a bank account, GCash, or Maya.

For loan repayments, Pita Cash App supports various payment channels, including GCash, Dragon Loans, 7-Eleven CLiQQ, Cebuana Lhuillier, Bayad Center, Palawan Express, LBC, M. Lhuillier, and selected online banking services. Borrowers are advised to check the PitaCash app before making a payment to ensure they use the correct payment channel and enter the appropriate loan reference number.

Transparency, Data Privacy, and Responsible Borrowing

PitaCash places importance on transparent information, data security, and customer privacy. Finance Technologies Inc. operates the platform in accordance with the Data Privacy Act of 2012 and other applicable regulations. Before taking out a loan, customers should carefully review the interest rate, fees, repayment period, and repayment obligations.

Pita Cash promotes responsible borrowing and encourages customers to borrow only what they genuinely need and can afford to repay. Borrowers should carefully assess their financial capacity and have a clear repayment plan to ensure payments are made on time.

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