PeraSure

PeraSure is an online unsecured loan app designed for eligible users in the Philippines. The app is managed by SULIT LENDING CORPORATION, offering an online application process with no collateral required and allowing borrowers to review their loan details before confirming the loan.

Benefits of PeraSure for Users in the Philippines

PeraSure focuses on online unsecured loans, allowing users to complete most of the loan application process without providing collateral. Some notable benefits include:

1. PeraSure App does not require collateral, making it more convenient for eligible users to access a loan.
2. The entire application process is completed online, making it simple and time-saving.
3. Information about the loan amount, interest rate, loan term, and repayment amount is provided before the borrower confirms the loan.
4. Users can choose from several payment methods, including e-wallets, bank transfers, and supported payment centers.
5. Pera Sure states that its transaction fee is 0 and that there are no hidden fees, helping borrowers better manage their borrowing costs.
6. Users can conveniently track their loan and manage repayments through the app.

Sample Loan Calculation for Reference

To help borrowers better understand how a PeraSure loan may be calculated, suppose you borrow ₱10,000 for 120 days at an annual interest rate of 30%, with repayment divided into four monthly installments. The estimated total interest is calculated as ₱10,000 × 30% × 120 ÷ 365 = approximately ₱986.30. This means the estimated total repayment amount would be ₱10,986.30, or approximately ₱2,746.58 per installment if divided equally into four payments.

This example is for illustration purposes only. The actual interest rate may vary depending on each applicant’s credit assessment. Borrowers should carefully review the total repayment amount and payment schedule stated in the loan agreement before confirming the loan.

Convenient Loan Disbursement and Repayment Support

Pera Sure allows users to conveniently manage loan disbursement and repayment after their application has been approved. When a payment is due, borrowers may choose from supported payment methods such as GCash, Maya, GrabPay, M Lhuillier, RD Pawnshop, 7-Eleven, Cebuana, or bank transfers through BDO, BPI, UnionBank, and Metrobank.

Borrowers should also check the payment details provided in the PeraSure app before making each transaction and ensure that repayments are completed on time according to the loan agreement.

Which Company Manages Pera Sure and Is It Legitimate?

PeraSure operates under the management of SULIT LENDING CORPORATION. Based on the information provided, the company has the following registration details:

• Company Name: SULIT LENDING CORPORATION
• Trade Name: PeraSure
• PSEC Registration No.: 2020100002616-03
• Certificate of Authority No.: 3333
• Address: 2322 Cityland Herrera Tower, No. 98 V.A. Rufino corner Valero Street, Salcedo Village, Makati City, NCR 1210

These registration and authorization details provide borrowers with information they can use to verify the company behind Pera Sure. Before applying, customers should still verify the company’s registration and authorization details through the official sources of the relevant Philippine regulatory authorities.

PeraSure provides a convenient online unsecured loan option for eligible users in the Philippines. It offers a straightforward application process, requires no collateral, and supports multiple payment methods. Before taking out a loan, borrowers should carefully review the interest rate, loan term, repayment schedule, and total amount payable to determine whether the loan suits their financial needs.

See more: Cashguard