Crawfort

Crawfort is an online loan application for users in the Philippines, available on both the App Store and Google Play. The application is operated by CRAWFORT MICRO LENDING TECHNOLOGIES PHILIPPINES INC., with SEC Registration No. CS201906864 and Certificate of Authority No. 2953. Register now to have the opportunity to receive the best available offers from the application.

Main functions of the Crawfort application

Crawfort allows users to complete most of the loan process online without visiting an office. The process is designed to be quite simple, but submitting an application does not mean that it will definitely be approved.

1. Create an account and submit a loan request on the phone.
2. Receive a loan limit based on the application evaluation result.
3. Track the loan and repayment schedule in the application.
4. Receive funds through a bank account after approval.
5. Check transaction history and loan information.

Information used during the approval process

Crawfort does not publicly disclose the entire method used by the system to score applications. Therefore, there is no specific income level that guarantees a user will be approved for a loan. Applicants generally need to be at least 18 years old, have a valid ID, phone number, email, source of income, and a bank account for receiving funds.

The application may also use personal and financial information to verify the application and assess repayment capacity. The result depends on the data provided by the user and the internal evaluation process. Therefore, users should provide accurate income, employment information, and related data.

Common mistakes that can delay application processing

Some simple mistakes may cause an application to require additional review:

• Incorrect name or date of birth.
• Phone number that is no longer in use.
• Blurry or cropped document images.
• Expired documents.
• Incorrect bank account information.
• Employment and income information that does not match.
• Submitting multiple applications while the previous one is still being processed.

Before submitting, users should review their personal information, documents, and receiving account. Correcting these details from the beginning can help avoid additional verification time.

Crawfort loan example

Suppose a user borrows ₱12,000 for 150 days with an illustrative APR of 18% per year.

• Loan amount: ₱12,000
• Term: 150 days
• APR: 18% per year
• Interest: ₱12,000 × 18% ÷ 365 × 150 ≈ ₱887.67
• Total amount to be paid: approximately ₱12,887.67

This example is only used to illustrate the calculation. The actual loan may differ in terms of loan limit, term, and interest rate.

Crawfort currently publishes loans of up to ₱90,000, with terms of 91–180 days and a maximum APR of 18%. Users should refer to the actual loan offer to know the exact cost.

Information to check after the loan is approved

• After approval, users should not confirm immediately but should review all the conditions again.
• First is the actual amount received. This figure should be compared with the approved amount and the user’s actual needs.
• Next are the APR, term, due date, and total amount to be paid. If the loan is divided into several instalments, users should clearly check the amount of each payment.
• The receiving account information should also be checked carefully. An incorrect account number or account holder name may affect the disbursement process.
• When making payments, users should follow the correct payment channel displayed in the application and keep the receipt. If the status has not been updated, they should check the transaction before making another payment.

Notes before using Crawfort

Crawfort supports loan application and management directly on the phone, making it suitable for users who want to complete the application online. However, the advertised loan limit does not mean that everyone can borrow up to the maximum amount.

Before confirming, users should carefully check the amount received, APR, term, and total repayment obligation. A loan should only be selected when the amount to be repaid is suitable for the user’s current income and financial capacity.

See more:

• Unacash